Personalized, precise, and proactive filing solutions. Strategic tax planning plays a vital role in building long-term financial strength. FMQ Consulting offers tailored guidance for retirement, real estate investment, and education savings—designed to reduce tax exposure while aligning with individual and business goals.

Service Areas:

Retirement Planning

• Maximize contributions to IRAs, 401(k)s, and SEP plans

• Evaluate Roth conversions and tax deferral opportunities

• Coordinate Social Security timing and income layering for optimal tax outcomes

Real Estate Tax Strategy

• Structure property transactions to minimize capital gains

• Navigate 1031 exchanges and depreciation schedules

• Plan for rental income and passive activity limitations

Education Savings

• Select and manage tax-advantaged plans such as 529s and Coverdell ESAs

• Apply gifting strategies for children and dependents

• Align savings plans with FAFSA and financial aid considerations

Executive & Business Owner Advisory

• Design tax-efficient compensation packages including stock options and RSUs

• Plan for succession, entity restructuring, and ownership transitions

• Integrate business planning with estate and legacy objectives

Value Delivered:

• Reduces long-term tax burden through proactive, customized strategies

• Enhances financial flexibility across life stages and investment decisions

• Supports compliance with evolving federal and state regulations

• Identifies overlooked opportunities for savings, deferral, and wealth preservation

• Aligns tax outcomes with broader financial, business, and legacy goals